Sunday, 9 July 2017

LIC Money Back plan 20 yrs

LIC New Money Back Plan-20 years is a participating non-linked plan which offers an attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term. This unique combination provides financial support for the family of the deceased policyholder any time before maturity and lump sum amount at the time of maturity for the surviving policyholders. This plan also takes care of liquidity needs through its loan facility.


Plan Number: 820

Plan name: New Money back- 20 years

Minimum Eligible Age: 13

Maximum Eligible Age: 50

Policy term: Only 20 yrs & Premium Paying Term: 15 yrs

Death Benefits: Higher of 125% of Basic Sum Assured + simple Reversionary Bonus + Final additional Bonus (if any)



Maturity Benefits: 40% of Basic Sum Assured or 10 times of annualised premium + simple Reversionary Bonus + Final additional Bonus (if any) (* However, the death Benefit shall not be less than the 105% of total Premiums paid as on date of Death)

Accident & Disability Benefit: Available

Minimum Sum assured: 1,00,000

Maximum Sum Assured: No Limit (Multiple of Rs. 5000)

Mode of Premium payment: Yly, Hly, Qly, SSS & ECS

Gender Allowed: Both

Minimum age at entry for Accident benefit: 18

Maximum DAB ceasing age at 70 years

Max cover ceasing age Accident benefit: 50

Proposal Form No: 300/340

Rebate: Available

Sum Assured Rebate: Available

Loan Available: Yes


2 comments:

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  2. I just read through all details of LIC Money Back plan and it seems quite a good investment to me. Having such plans can help you lead a secure life because you know that there are certain savings in hand. I also have been making use of personal financial planning service and planner suggested this plan to me some days ago. Will surely invest in it.

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